Me, I've given up trying to guess where this story is going. It looks like young Lois has access to some of older Lois's memories (hence the inflated bank account and the spooked bookie), but if that's true, why is she behaving in such an irresponsible manner? Why just events she can bet on? Why not read her older self's memories and build a career to be proud of even sooner than Lois actually did?
This is an excellent mystery/SF yarn/relationship tale. And Clark's curiosity about who Lois really is will, I think, eventually damage her credibility with him, especially since she's been gambling so much. That makes me wonder if she's tanking her classes and whether she's on academic probation. If so, wouldn't that make her relationship with her family even more strained than it was before? And make Clark run the other way at super-speed?
Keep this one going! I like it! Yay!